Your POS doesn't match the bank.
Sales, card settlements and deposits rarely land on the same day or in the same amount.
How Savoury handles it: we reconcile POS, processor and bank together, so every difference is explained instead of guessed at.
Bookkeeping, payroll, tax support, reconciliation and financial reporting built specifically for restaurants and food-service businesses across the US and Canada.
From one location to twenty, we make your numbers make sense.
Why your deposit is not your sale
Your POS says one thing. Your bank says another. Somebody should be able to explain the difference, every week.
Restaurant money moves through more systems than almost any other small business. The POS closes out one way, the card processor settles another way, payroll runs on its own clock, and the delivery apps take their cut before you ever see a deposit. None of it lines up on its own.
Accounting for restaurants is not accounting for everyone. The problems below are ordinary Tuesdays in this business. Each one has a system behind it, and the system is the point.
Sales, card settlements and deposits rarely land on the same day or in the same amount.
How Savoury handles it: we reconcile POS, processor and bank together, so every difference is explained instead of guessed at.
Tips, tip-outs, overtime, shift premiums and staff who work at more than one location.
How Savoury handles it: payroll is set up the way restaurants actually pay people, with tips handled correctly from the start.
Supplier prices change, portions drift, waste happens quietly in the background.
How Savoury handles it: actual food cost tracked against theoretical, so a margin leak shows up while it is still small.
Commissions, promotions and adjustments are buried inside the payout you receive.
How Savoury handles it: platform sales are recorded gross, with fees split out, so you know what each channel actually makes.
Shared staff, shared vendors, shared expenses, and no clean way to split them.
How Savoury handles it: intercompany and shared costs are allocated properly, so each location's P&L tells the truth.
A P&L that shows up late is history. You cannot fix last month's labour cost today.
How Savoury handles it: books close on a schedule, monthly at minimum, weekly where the numbers move fast.
Thirteen services, one system. Every one of them is built around the way restaurants actually operate, not adapted from a generic small-business template.
Daily sales, deposits and expenses recorded against a chart of accounts built for restaurants.
POS totals tied to card settlements and bank deposits, location by location, week by week.
Hours, overtime, tip pools and tip-outs handled correctly for hourly and tipped staff.
Theoretical against actual, so you see where margin is leaking and how fast.
Vendor invoices coded by location and category, ready for approval and payment runs.
DoorDash, Uber Eats and other platform fees, promotions and payouts recorded as what they are.
Sales tax, GST/HST, payroll remittances and filings kept current on both sides of the border.
One system across every location, with shared costs allocated fairly and consistently.
P&Ls you can actually read: by location, by period, against last year.
What is owed, what is coming in, and what you can safely spend this week.
Prime cost, labour targets and expansion decisions reviewed with an operator's lens.
Pro formas, opening costs and break-even worked out before you sign the lease.
Months behind? We rebuild the books and put a working system underneath them.
Your POS closes the night at one number. The bank shows another. Between the two sit processing fees, delivery commissions, refunds, adjustments and tips, and they rarely arrive in the same batch or on the same day. If your books record the deposit as the sale, every report built on top of it is wrong.
"Your POS says $42,817. Your bank says $39,641. Someone needs to explain the difference."
Talk to SavouryYour bank balance should never be a mystery.
Savoury works with restaurant groups from one location to twenty. The moment a second location opens, the accounting stops being bookkeeping and becomes a system: shared people, shared vendors, shared costs, and one owner who needs to know which room is carrying the business.
A lot of operators run rooms on both sides of the border. The accounting principles travel. The payroll, sales tax and compliance rules do not, so we never mix them.
One accounting system. Two countries, handled as two countries.
Straight answers to the questions restaurant owners actually ask, each one tied to the service that handles it. No thin articles, no filler. If a question is worth searching, it is worth answering properly.
Match each payout to the platform statement, split out commissions, promotions and adjustments, and record gross sales. The deposit is the last step, not the sale.
Read the answer →Timing, card settlement batches, processing fees, refunds and tips all sit between the POS total and the deposit. Every one of them is reconcilable.
Read the answer →Cost of goods sold plus total labour. It is the single number that tells you whether the menu and the schedule are working together.
Read the answer →It depends on your concept and menu. What matters is measuring it the same way every period, against a theoretical cost built from your own recipes.
Read the answer →Tips are not revenue. They are collected, pooled or paid out directly, and reported through payroll with the correct tax treatment for your jurisdiction.
Read the answer →Yes. Without location-level P&Ls you cannot see which room is carrying the business, and shared costs will hide the answer.
Read the answer →A gift card sale is a liability, not income. It becomes revenue when the card is redeemed, and breakage is handled by rule, not by guess.
Read the answer →Timing. Payroll, rent, sales tax and vendor terms do not follow your P&L. Profit is an opinion about a period. Cash is a schedule.
Read the answer →Seven quick questions. No address, no business history, no accounting application. Just enough for a Savoury specialist to see where your numbers stand.
Six fields. No address, no business history, no long message box. Tell us where it hurts and a Savoury restaurant accounting specialist will take it from there.
Prefer to talk it through? Book a 15-minute call.